Enrollment and Options for Healthcare Coverage in Illinois

January 21, 2014

Enrollment for Private Insurance Continues Through March 15, 2014

Heather Howard, Program Director at the State Network

(Washington, DC, Tuesday, January 21, 2014) – Starting this year, there are new health insurance options available to millions of Americans as part of the new health reform law. Many residents in Illinois are newly eligible for Medicaid coverage or for federal subsidies to help purchase coverage on their own through the marketplace.

The deadline for open enrollment is March 31, but the sooner people review their options and pick an insurance plan, the sooner they have coverage and can get the care they need.

The Robert Wood Johnson Foundation, a nonpartisan resource, is helping to inform residents of Illinois about their coverage options.

  • Illinois is running a “partnership exchange” which means it will be jointly operated by the State of Illinois and the federal government. 
  • The state intends to manage the “plan management functions” and “consumer assistance” which means deciding on what plans to offer and helping consumers enroll at Get Covered Illinois (www.getcoveredillinois.gov).
  • Enrollment for private insurance in 2014 continues through March 31. Policies purchased by the 15th of the month will be effective the first day of the following month.
  • Several insurers are participating in the Illinois marketplace: Aetna, Coventry, Health Alliance Medical Plans, Health Care Service Corporation (Blue Cross), Humana, and Land of Lincoln Mutual Health Insurance Company. Get Covered Illinois, the website for the Illinois Health Insurance Marketplace, provides information about the options available to individuals and small businesses.
  • Specially trained counselors, called Navigators, can talk to consumers face-to-face or over the phone, and help them find and apply for the right coverage for themselves and their families.
  • Illinois is actively working to transition to a state-based exchange in 2015. They are also a state that is expanding Medicaid coverage to low-income adults.

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